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Francisco Cordoba is a Marie Curie Research Fellow at the Institute for the Future in Cyprus. He has founded Zote, a decentralized recruitment platform in London; Latinverse, a metaverse learning platform funded by Metapurse fund in Singapore; and NaaS, an AI lending solution for SMEs funded by Startupbootcamp in the Netherlands. He has advised financial regulators and won first place at the Bank of Cyprus Fintech Hackathon. Recognized as an Innovator under 35 by MIT, Edmund Hillary Fellow in New Zealand, Leader of Tomorrow at St. Gallen University in Switzerland, Atlantic Dialogues Emerging Leader at the Policy Center for the New South in Morocco, Fellow of the ITEC program by the Government of India, and Distinguished Graduate by ASCOLFA in Colombia. He is also the author of Beat the Robots, holds an MA at University College London and is completing his PhD in Asset Tokenization at the University of Nicosia.